Insurance Information


The following insurance information is provided by the National Federation of High Schools. The below information is subject to change, contact Dissinger Reed for actual coverage. The cost of this insurance is paid for by the annual registration fees paid to the State of Maryland.


FOR ALL CLAIMS, CERTIFICATE of INSURANCE and DETAILED COVERAGE INFORMATION CONTACT:

Please do not contact members of the Board of Directors.


DISSINGER REED
8700 Indian Creek Parkway, Suite 320
Overland Park, KS 66210
Phone: 800-386-9183 or 913-491-6385
Fax: 913-491-0527
Email Dissinger Insurance
Dissinger Insurance Web Site

GENERAL LIABILITY INSURANCE

Carrier
Everest National Insurance Company
Aggregate Limit
$5,000,000
Products-Completed Operations Limit
$5,000,000
Each Occurance Limit
$2,000,000
Personal and Advertising Injuty Limit
$2,000,000
Damage to Premises Rented to You
$300,000
Premises Medical Payments
$5,000
Sexual Abuse & Molestation - Each Occurance
$1,000,000
Sexual Abuse & Molestation - Aggregate
$2,000,000
Partyicipant Legal Liability
$2,000,000
Crisis Response - Each Event/Aggregate
$25,000

ACCIDENT INSURANCE

Carrier
Hartford Life and Accident Insurance Company
Accident Medical Expense Benefit
Maximum Benefit: $50,000
Accident Medical Expense Benefit
Deductible: $250
Heart & Circulatory Maximum Benefit
$2,500
Malfunction Benefit
10%
Physical Therapy/Chiropractic - per visit
$50
Physical Therapy/Chiropratic - Maximum per injury
$2,000
Durable Medical Equipment - Maximum per injury
$1,000
Outpatient Prescriptions - Maximum per injury
$1,000
Dental Maximum Limit
Included in Medical Max
Accidental Death & Dismemberment Benefit
$2,500

COVERED ACTIVITIES
Insured persons are covered during:

1. Officiating duties during a regularly scheduled sports or activity competition.
2. Sport or activity must be recongonized in that State by the member State High School Association.
3. Officiating duties including chain crews and attending officiating camps, clinics and meetings.
4. Coverage is extended to youth, recreational and college officiating, however, the sport must be recognized by the State High School Association.
5. Premises owned, leased or borrowed by the policy holder.
6. Direct travel to and from a covered activity.